by Christie_CLA | Aug 16, 2022 | Home Buyer, Mortgage
Home ownership is a great way to build financial security. After 25 years, you could own a house that is paid off, and has likely increased in value significantly, or you could have paid a lot of money in rent and have nothing to show for it. For First Time Home...
by Christie_CLA | Jun 7, 2022 | Mortgage, Retirement
With the increase in home prices Canadians have experienced over the last decades, home equity has become an increasingly important source of capital and income for many Canadians in retirement. Since home equity is available on a tax-free basis (unlike pensions or...
by Christie_CLA | May 3, 2022 | Mortgage, Taxes
The Cash Dam is a simple but powerful tax strategy that allows the owner of a rental property (or small business) to convert their non-deductible mortgage on their home to a tax-deductible credit line. I use this technique to help of our real estate investor clients...
by Christie_CLA | Mar 30, 2022 | Home Buyer, Mortgage, Rates
Having spent 15 years working in capital markets with foreign exchange and interest rates derivatives, prior to becoming a mortgage broker and financial advisor, I have extensive experience assessing what the market is telling us about the future direction of interest...
by Christie_CLA | Jan 9, 2022 | Mortgage
If you’ve been house-hunting this year, you may have noticed that it’s been slim pickings for listings on the MLS. Check out this infographic for more information.
by Christie_CLA | Jan 8, 2022 | Mortgage
In May 2020, I had the pleasure of helping two clients purchase their first home just outside of Hamilton. At the time, getting a down payment was the only challenge with their mortgage application. We were able to overcome this obstacle by getting an RRSP loan for...
