Our Blog
Read our latest articles and case studies to learn how we help our clients save on investments, mortgages, and taxes.
How Low Mortgage Rates Help Build Equity
Today’s low interest rates are an incredible and underappreciated mechanism for building wealth. Check out this infographic for more information.
From Not Having a Down Payment to Buying a Rental in 18 Months
In May 2020, I had the pleasure of helping two clients purchase their first home just outside of Hamilton. At the time, getting a down payment was the only challenge with their mortgage application. We were able to overcome this obstacle by getting an RRSP loan for...
RSP Loan & Home Buyer Plan
What is the Home Buyers’ Plan? The Home Buyers’ Plan (HBP) is a program that allows you to withdraw up to $25,000 (per individual) from your registered retirement savings plans (RRSPs) to buy or build a qualifying home for yourself or for a related person with a...
How to Pay 2.58% After Tax Interest Rate on Your Mortgage
When Boris and Bonnie’s mortgage came up for renewal late this year, we discussed using some of their home equity to catch up on unused RRSP contribution room. The RRSP catch up strategy will help them diversify home equity into other investments, kick-start their...
RRSP Catch Up
Life has moved quickly since Jeremy and Tina bought their house five years ago. In 5 years, Jeremy and Tina have seen the value of their home increase from $500,000 to $700,000, despite recent weakness in the housing market they have been hearing about. In addition,...
How Monica Saved $25,416.04/year After Tax by Choosing the Right Mortgage Broker
In the 6 months since I met Monica, I was able to arrange a mortgage for student rental purchase, reduce the interest costs on her mortgage renewal on her primary residence, save Monica thousands in mutual funds fees, and reduced her taxes – ultimately saving Monica...