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Read our latest articles and case studies to learn how we help our clients save on investments, mortgages, and taxes.

Retirement Mortgages

Retirement Mortgages

With the increase in home prices Canadians have experienced over the last decades, home equity has become an increasingly important source of capital and income for many Canadians in retirement. Since home equity is available on a tax-free basis (unlike pensions or...

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Interest Rate Update – Bank of Canada

Interest Rate Update – Bank of Canada

Yesterday (June 1, 2022) the Bank of Canada’s raised its overnight rate by 0.5% to 1.25% and 5-year government of Canada bonds are now yielding around 2.95% up from around 2.65% prior to their announcement.  The 50-basis point increase from the Bank of Canada was...

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The Cash Dam

The Cash Dam

The Cash Dam is a simple but powerful tax strategy that allows the owner of a rental property (or small business) to convert their non-deductible mortgage on their home to a tax-deductible credit line.  I use this technique to help of our real estate investor clients...

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First Time Home Buyer Plan

First Time Home Buyer Plan

What is the Home Buyers’ Plan? The Home Buyers’ Plan (HBP) is a program that allows you to withdraw up to $35,000 (per individual) from your registered retirement savings plans (RRSPs) to buy or build a qualifying home for yourself or for a related person with a...

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RSP Loan & Home Buyer Plan

RSP Loan & Home Buyer Plan

What is the Home Buyers’ Plan? The Home Buyers’ Plan (HBP) is a program that allows you to withdraw up to $25,000 (per individual) from your registered retirement savings plans (RRSPs) to buy or build a qualifying home for yourself or for a related person with a...

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